Your privacy matters.

Effective Date: April 26, 2026

This website, creditoptimizehub.com, is operated by Calm Consultancy Group LLC under the trade name "Credit Optimize."

1. Information We Collect

We may collect:

• Responses entered into Credit Optimize
• Email address (when voluntarily provided)
• Basic usage information such as browser, device type, pages visited, and session activity

2. How We Use Information

Your information may be used to:

• Generate your educational analysis
• Improve the Credit Optimize platform
• Provide customer support
• Send receipts, updates, or emails you have requested

3. Third-Party Services

Credit Optimize may use trusted third-party providers including:

• Shopify (website infrastructure)
• Stripe (payment processing)
• Vercel (backend services)
• Omnisend (email communication)
• Pinterest (analytics and advertising)

These providers may process information according to their own privacy policies.

4. Data Sharing

Credit Optimize does not sell your personal information.

Information is shared only when reasonably necessary to operate, secure, or improve the platform, comply with legal obligations, or process requested services.

5. Data Security

We take commercially reasonable measures to protect your information. However, no website or internet transmission can be guaranteed to be completely secure.

6. Cookies & Analytics

Credit Optimize may use cookies and similar technologies to improve website functionality, remember preferences, measure performance, and understand visitor activity.

7. Your Choices

You may:

• Unsubscribe from marketing emails at any time.
• Request deletion of your personal information by contacting support.

8. Contact

Questions regarding this Privacy Policy may be sent to:

support@creditoptimizehub.com