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Privacy Policy

Credit Optimize – Privacy Policy

Effective Date: 4/26/26

This website, creditoptimizehub.com, is operated by Calm Consultancy Group LLC under the trade name “Credit Optimize.”

1. Information We Collect

We may collect:

  • Responses to diagnostic questions

  • Email address (when provided)

  • Basic usage data (device, browser, session activity)

2. How We Use Information

We use your information to:

  • Generate your credit analysis

  • Improve the platform experience

  • Communicate results or updates (if email is provided)

3. Third-Party Services

We may use:

  • Shopify (site infrastructure)

  • Vercel (backend processing)

  • Omnisend (email communication)

  • Pinterest (analytics and advertising)

These services may process data according to their own policies.

4. Data Sharing

We do not sell your personal information.

We only share data as necessary to operate the platform.

5. Data Security

We take reasonable steps to protect your information, but no system is 100% secure.

6. Your Choices

You may:

  • Opt out of emails at any time

  • Request deletion of your data by contacting support

7. Contact

support@creditoptimizehub.com

Terms of Service · Privacy Policy · Refund Policy · Disclaimer
Educational content only. We do not provide credit repair services, legal advice, or financial advice. Minimum payments should always be made on time.

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